Hellow guys, Welcome to my website, and you are watching Credit utilization doesn't matter. and this vIdeo is uploaded by Joshua Butler at 2022-12-08T14:01:01-08:00. We are pramote this video only for entertainment and educational perpose only. So, I hop you like our website.
| Name | Credit utilization doesn't matter |
| Video Uploader | Video From Joshua Butler |
| Upload Date | This Video Uploaded At 08-12-2022 17:01:01 |
| Video Discription | Credit utilization doesn't matter...at least not in the way you think it does. In this video, I cover the ins and outs of credit card utilization and exactly WHEN you should care about it. So if you're wondering what your credit card utilization for best credit score should be, you'll find the answer in this video. The ultimate credit card utilization hack is to simply not care about it until you're getting ready to apply for that new line of credit in the near future (give yourself 2-3 months). On a day-to-day basis, credit utilization really doesn't matter, and that's because credit utilization has no memory. If keeping your credit score high as possible at all times is important to you, this video also covers tips to maximize your credit utilization. Some of my favorite things ๐๐ https://joshuabutler.me ๐ A few of my favorite personal finance books: โ Getting into the asset vs liability mindset: https://amzn.to/3vk1wTq โ Solid well-rounded personal finance info: https://amzn.to/3ODDgDv โ No, buying that coffee won't make you broke: https://amzn.to/3Kl5yPK ๐ฐ Investment/Savings Accounts I Use: โ WeBull (Get two free stocks): https://act.webull.com/vt/o1LZXupPIVNP/fw8/inviteUs/main โ Yotta Savings (Get 100 free tickets): JOSHUA134 or https://join.withyotta.com/JOSHUA134 โ Robinhood (Get a free stock): https://join.robinhood.com/joshuab6181 ๐ The BEST Budgeting Software: โ YNAB (You Need A Budget) https://ynab.com/referral/?ref=MmqTqvdHaM4Zhg4x&utm_source=customer_referral ๐ Get Cash Back From Shopping: โ Rakuten (get $30 when you spend $30): https://www.rakuten.com/r/JOSHCB24 โ Honey: https://www.joinhoney.com/ref/7b4l3d0 ๐ฝ Music & Sound Effects: Epidemic Sound (get 30 days free): https://www.epidemicsound.com/referral/i87c50/ ๐ท My Studio Gear: โ Workhorse camera on a budget: https://amzn.to/3IN5bN5 โ Wide angle lens of the gods: https://amzn.to/3wOqdsm โ Best bang for your buck microphone: https://amzn.to/3JNDzJf โ Amazing budget keylight: https://amzn.to/3wKsHZ0 โ This makes the lighting buttery soft: https://amzn.to/3tVgajD ๐ฑ Studio Decor: โ Hexagon Light (black covers not included): https://amzn.to/3FUxD1u โ Ceramic wall planter cup things: https://amzn.to/3jahTP2 โ Metal hexagon wall planter: https://amzn.to/3W3MlZG โ Bookshelf lights: https://amzn.to/3hvJ3PP ๐โโ๏ธ Come say hi on Instagram @joshcbutler ๐ Thanks for the support! - Joshua Butler ๐ฐ Tip Jar: http://paypal.me/budgetingwithbutler Chapters: 0:00 Utilization doesn't have memory 0:53 How Utilization is scored 1:38 When SHOULD you care about utilization? 2:21 Optimal utilization percentage 3:15 When should you pay your credit card balance? (A personal example) 4:52 How to cross-check credit report for statement balance date 5:43 Manual payments vs autopay for utilization 8:09 The better way to increase utilization organically #credittips #creditcards #creditscore Advertiser Disclosure: Some of the products that appear on this website are from companies from which Joshua Butler will earn an affiliate commission or referral bonus. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Joshua Butler is not a financial advisor. This video is for entertainment and education purposes only. It is not financial advice. |
| Category | Education |
| Tags | credit card utilization | credit utilization | best credit utilization ratio | credit card utilization ratio | what should my credit utilization be | utilization for best credit score | credit cards 101 | how to increase credit score | joshua butler | best credit cards 2022 | how to increase your credit score fast | fastest way to increase your credit score | how to get 850 credit score |
