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| Name | This Why I Only Use A Credit Card |
| Video Uploader | Video From Noelle Randall |
| Upload Date | This Video Uploaded At 23-10-2023 11:12:17 |
| Video Discription | In this video, I'm Sharing Why I Only Use A Credit Card. Credit cards are a great way to handle your finances, but there are a few things you need to know before you start using one. We'll take a look at the pros and cons of using a credit card, and discuss some of the risks you should be aware of. My Bigggest Event This Year 2023! https://manifestwithnoelle.com/ Get All Of My Books. Just cover the shipping: https://noellesbookoffer.com Get A Call WIth My Team, Get Your Questions Answered: https://callnoelle.com If you're interested in using a credit card but are afraid of the risks, then this video is for you. We'll discuss the benefits and drawbacks of using a credit card before giving you some tips on how to handle your finances responsibly. By the end of this video, you'll have a better understanding of credit cards and be ready to make the most of your credit card options! Whether using a credit card is better than using a debit card depends on your financial habits, needs, and goals. Each type of card has its own advantages and disadvantages, and the choice between the two should be based on your individual circumstances. Here are some reasons why some people prefer using a credit card over a debit card: Credit Building: Using a credit card responsibly can help build or improve your credit score. Debit card usage doesn't typically affect your credit history. Rewards and Perks: Many credit cards offer rewards programs such as cashback, airline miles, or points that can be redeemed for various benefits. Debit cards generally don't offer such rewards. Purchase Protection: Credit cards often provide better protection against fraudulent transactions and offer additional benefits like extended warranties and purchase protection. Grace Period: Credit cards come with an interest-free grace period (usually around 21-25 days) during which you can pay your balance in full without incurring interest charges. Debit cards withdraw money directly from your account, which means you don't have this grace period. Emergency Funds: Credit cards can be used for emergency expenses when you may not have enough funds in your bank account. Debit cards can only spend what you have in your account. Travel Benefits: Some credit cards offer travel insurance, rental car insurance, and other travel-related perks that debit cards usually don't provide. Cash Flow Management: Credit cards can help you manage your cash flow, allowing you to make purchases before payday and pay them off later. Debit cards immediately deduct funds from your checking account. However, it's important to note that using credit cards also comes with potential disadvantages, such as the temptation to accumulate debt and pay high-interest rates. If you don't manage your credit card usage responsibly, it can lead to financial problems. Additionally, some people prefer the discipline of using debit cards as it forces them to spend only what they have. In summary, the choice between using a credit card or a debit card should be made based on your financial goals, spending habits, and the ability to manage your finances responsibly. Some individuals use both types of cards to leverage the advantages of each while mitigating the disadvantages. 00:00 Introduction 01:21 Benefits Of Having A Good Credit Score 04:07 The Differences Between Credit Card And Debit Card 06:30 Why Credit Card is Better Than Debit Card Visit my real estate companies: https://nuurez.com https://nuurealty.com Build Business Credit Faster With JUSTIN MIRCHE: https://bit.ly/3eydxza Raise Your Credit Score Faster with CREATIVE CREDIT SOLUTION: https://bit.ly/CcS11NR Sign Up With the Perfect Niche In Real Estate: https://momshouse.com/noelle/ Noelle's gift for you https://noellesfreegift.com Get funded with my company: https://nuulending.com Ask Me Your Questions: https://asknoelle.net Subscribe: https://youtube.com/@NoelleRandall1?s... Text Me: COACH at: +1 878-295-4316 Visit my website: https://noellerandall.com Contact us : [email protected] [email protected] |
| Category | Education |
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