FICO defines fair credit as credit scores between 580-669, but credit card issuers often think of fair credit starting at a 600 credit score and going as high as 700. The cards below may be available to fair credit or average credit customers, but what you qualify for may depend on where you fall in the credit score range.
card_name – The Capital One Quicksilver Cash Rewards Credit Card may be available to those a little higher in the fair credit zone, but probably not for those with credit score in the low 600s. Easy-to-understand cash back credit card gives 1.5% cash back on every purchase you make with the card, so it’s not necessary to think about different purchasing categories. No annual fee to worry about, either. EARLY SPEND BONUS: bonus_miles_full.
card_name – No frills, but the no-annual-fee Capital One Platinum credit card is often friendly to fair credit credit card customers, even if you’re at the lower end of the credit score scale. If approved, Capital One says you’ll be “automatically considered for a higher credit line in as little as 6 months.”
card_name – Capital One’s entry level VentureOne travel card may be available to some fair credit customers. If you are approved, you’ll earn Capital One Miles on a no-annual-fee card that also has no foreign transaction fees, a 0% intro APR offer, and a nice new cardholder bonus! EARN: unlimited 1.25 miles per dollar on every purchase, and earn unlimited 5 miles per dollar on hotels and rental cars booked through Capital One Travel. EARLY SPEND BONUS: bonus_miles_full.
Intro APR: intro_apr_rate,intro_apr_duration and balance_transfer_intro_apr,balance_transfer_intro_duration. (Balance Transfer Fee: balance_transfer_fees). Regular APR after intro offers: reg_apr,reg_apr_type.
Author: Adam Jusko