Hellow guys, Welcome to my website, and you are watching I'm a Money Nerd and I Don't Use Credit Cards. and this vIdeo is uploaded by Caleb Bale at 2021-01-29T06:00:11-08:00. We are pramote this video only for entertainment and educational perpose only. So, I hop you like our website.
| Name | I'm a Money Nerd and I Don't Use Credit Cards |
| Video Uploader | Video From Caleb Bale |
| Upload Date | This Video Uploaded At 29-01-2021 09:00:11 |
| Video Discription | I'm a millennial and I don't use credit cards. That's right, I don't get any of those sweet rewards that everyone my age is talking about. Several people have asked me why. I mean, I am very in tune with Bailey's and my finances. I don't pay anything late. Why not use a credit card and get those points so I can fly somewhere for free? The short answer is because I'm a financial coach. Credit cards are a product and are designed to make money off people who can't pay it off every month. For that reason, America has an incredible amount of credit card debt and it just keeps rising. As a financial coach, I want to show people that it's possible for them to live without a credit card. I don't judge people for using credit cards! I just can't tell people not to use them while using credit cards myself. I want to be the support for those who need to cut up the card. I want people to think "If Caleb can do it, I can do it too!" The fact of the matter is, people make excuses for why they keep their credit cards. Though they have great benefits, those aren't exclusive to credit cards. For example, most people think they need to have credit to buy a house. In reality, there are companies out there that will do "manual underwriting" and can get you a home with no credit at all! We used Churchill Mortgage and had a great experience. https://www.churchillmortgage.com Also, there are debit cards that offer rewards as well. Discover.com currently has a debit card that offers 1% back on every purchase! I get it, credit cards can be incredibly polarizing. What I'm trying to do is not judge people for using them, but merely trying to encourage those who need to get rid of them. If you have credit card debt, I'm here for you. //GET FINANCIAL COACHING// If you need some help with getting your debt worked out, set up a session with me. I legitimately want to help. www.balefinancialcoaching.com //OTHER VIDEOS THAT YOU MAY LIKE// The 6 Do's and Don'ts of Budgeting: https://youtu.be/k3OUa0h-eRE How to Make Your FIRST Budget Ever: https://youtu.be/nGUuGy5WQXE 7 Reasons You Need a Budget in 2021: https://youtu.be/LZJOxQmnCfs Dave Ramsey's Baby Steps of Personal Finance: https://youtu.be/obczZb_aaYI What's one way to improve your finances today? Get started on a budget! That'll make one of the biggest impacts on your day to day life that you can possibly make. Come budget with me and we'll learn together! There is so much freedom in a budget which makes me excited to teach about it. Financial education is the beginning of making your financial goals come to life. But action is what will actually make them happen. Congratulations on taking the first step! Like this video as it’s one way YouTube knows to suggest it to others. And Subscribe and hit the notification bell! Then you’ll be notified as I make more videos to help you make a difference with your finances. //DISCLAIMER// Do your own research. My content is intended to be used and must be used for informational purposes only. It is very important to do your own analysis before making any investment based on your own personal circumstances. You should take independent financial advice from a professional financial advisor when considering your retirement options. Though I teach financial principals, I am not an investment advisor and none of my advice constitutes legal, tax, or investment as a professional. Everything I share is based on my own research and is intended for your benefit. //DOWNLOAD MY FREE KINDLE BOOK// Graduated and Clueless: How to live like an adult when life is confusing https://www.amazon.com/Graduated-Clueless-live-adult-confusing-ebook/dp/B07GH1XTRW/ref=sr_1_1?dchild=1&keywords=caleb+bale&qid=1609779396&sr=8-1 //EQUIPMENT I USE// This is the equipment I use with Amazon affiliate links. Sony A7S II: https://amzn.to/38PM8Sl Neewer 660 LED bicolor lights: https://amzn.to/3o4KB1a Rokinon 12 mm lens: https://amzn.to/38Qpauy Magnus VT 4000 tripod: https://amzn.to/3aXmNsj Rode Video Mic: https://amzn.to/3b0nfWI |
| Category | Education |
| Tags | credit card debt | debt free journey | debt free | dave ramsey | debt snowball | financial independence | credit score | paying off credit card debt | how to pay off debt | how to get out of debt | dave ramsey baby steps | millennial money | financial education | financial goals 2021 | emergency fund | discover it student card | financial goals | personal finance for high school students | cut up credit cards | debt consolidation | debt payoff plan | credit cards for beginners |
