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| Name | (REVIEW) Netspend All-Access Prepaid Debit Card |
| Video Uploader | Video From Slava - Money |
| Upload Date | This Video Uploaded At 25-06-2023 06:20:16 |
| Video Discription | Netspend All-Access offers a savings account with 6% APY. The catch is that interest paid on the first $2,000 Keep in mind that the real interest is 5.87% This interest is accumulated daily but paid quarterly. Other banks pay you interest monthly, but Netspend pays every 3 months. Effectively you can earn up to $120 per year in interest. Netspend All-Access hides numerous fees in its disclosure agreement. There is a $5 monthly fee, and there is no way to waive the fee. The fee adds up to $60 per year. There is no way to avoid this fee. ATM withdrawal fee is $2.95, which is waived for the first use at MoneyPass ATMs. Netspend changes your $20 overdraft fee up to 5 times per month. Card replacement costs $3.95 When you find all these fees and decide to close the All-Access account, you will be pleased to see a $15 closure fee. But there is no direct deposit fee! You can deposit money at more than 130,000 retail locations for an expensive fee. Netspend doesn’t allow you to initiate transfers from and to your account. ACH transfers should be performed from another bank. Netspend All-Access debit card falls short on every single benefit. It is a pure fee-charging machine. Netspend All-Access prepaid card is a pure disaster. I see no reason to open this prepaid card for anyone. There are so many better alternatives that it is ridiculous that this card has any customers. |
| Category | Entertainment |
| Tags | netspend prepaid card | netspend | netspend prepaid debit card | netspend debit card | netspend prepaid card review |
