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| Name | Kuvera Insights: Investing for short-term goals |
| Video Uploader | Video From Kuvera |
| Upload Date | This Video Uploaded At 16-09-2020 00:11:38 |
| Video Discription | In this episode of #KuveraInsights | ‘Investing for short-term goals’: Kalpen Parekh, President – DSP Mutual Funds; Kayezad Adajania, Head of Personal Finance – Money Control and Gaurav Rastogi, Founder & CEO – Kuvera.in discuss the need to save for short-term goals and the 'D-I-Y' of how it can be done! Some of the topics and points covered through the discussion include: Q: How does one begin a short term savings habit and what are the traits an individual should be watching out for? Realise the value of savings and understand what they can do for us Return on Savings compared to any country has been much high in India until recently Warren Buffet: “I started my first investment when I was 11 years ago and I regret that I was 11 years late” Emotion pushes individuals into a ‘SAVINGS HABIT’ Q: Does the millennial population think of Savings differently? Millennials do not mirror the same savings habits that the earlier generation possessed Financial freedom has created a propensity to spend more ‘Rainy day’ corpus very important Expectations from millennials on their investments are skewed A health insurance, some savings etc should be the priority Q: Trigger points change your savings goals? A child birth One experience of a job loss etc all have impact on a person’s savings habit and goal planning Q: What are the options to save and what are the instruments available – both traditional and new age? And what are the things to be kept in mind when investing? When saving for short term goals remember you are saving to stay away from uncertainties Look for products that have predictability and Certainty o Fixed Income instruments without credit risks or interest rate risks o ‘Overnight fund’ o Savings bank accounts o Liquid fund – want to pay the annual fee for my son (can be taken out within 24 hours) o 3-6 months fixed deposits – visibility of liquidity | Ultra fund of fund or Low duration Funds Q: What are some of the risks in Investments? Emergency corpus and Savings for Short term goals are two different things Emergency corpus has to be your priority Never dip into your emergency corpus for your short-term goals Risk to Capital – Time is against you when investing for your short term goals Be Realistic in your short-term goals Q: Arbitrage Fund – Is this a good option Good place to invest if you have at least a 3 month horizon to invest Fixed income returns are taxed at your marginal tax rate ——————————————————————— Follow the conversations across Kuvera.in on Twitter : https://twitter.com/Kuvera_In Facebook : https://www.facebook.com/kuvera.in/?r... Linkedin : https://www.linkedin.com/me/profile-v... YouTube : https://www.youtube.com/channel/UCV6S... To watch more Insights on Market and Mutual Funds, Subscribe to Kuvera Channel 👉 https://bit.ly/3bawMXK kuvera Insights Playlist : https://www.youtube.com/watch?v=khL9L... Kuvera Quick Takes Playlist: https://www.youtube.com/watch?v=nMZAR... To invest in Mutual Funds through Kuvera Visit: https://kuvera.in/ Download Kuvera App📱 Android: https://play.google.com/store/apps/de... iOS: https://apps.apple.com/us/app/kuvera-... #KuveraInsights #mutualfundsahihai #Mutualfunds #Kuvera #Education #supermoneyapp Disclaimer: These videos are for educational purposes only. Mutual fund investments are subject to market risks. |
| Category | Education |
| Tags | MF | Mutual funds | personal finance | investments | kuvera.in | supermoneyapp | money | savings | funds | kalpen parekh | kayezad adajania | dsp mutual funds | money control | gaurav rastogi | short term | warren buffet | rupee | currency | every penny | value |
