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| Name | What is the FICO 9 score 2023? | FICO Score 9: What You Need to Know? | Fico score 9 meaning |
| Video Uploader | Video From Credit Informer |
| Upload Date | This Video Uploaded At 29-10-2021 21:00:01 |
| Video Discription | FICO 9 is a credit scoring model introduced by FICO (formerly the Fair Isaac Corporation) to lenders in 2014 and consumers in 2016. FICO 9 differs from previous versions of the FICO credit score primarily in its treatment of medical and other collection accounts. Though the FICO 9 credit score is accessible to both lenders and consumers, as of the end of 2020, it still isn't as widely used as FICO 8. Understanding FICO 9: FICO 9 included a number of changes related to the handling of collection accounts in credit score calculations. Specifically, FICO 9 included these changes: Collection accounts that are marked as "paid In full" on a consumer's credit report are disregarded in credit score calculations. Unpaid medical collection accounts are weighted differently for credit score calculations versus unpaid nonmedical collections. Those changes were made in part due to FICO research, which found that unpaid medical bills were a less likely indicator of credit risk compared to other types of unpaid bills. FICO opted to make changes to its credit scoring model with FICO 9 in an attempt to make scoring more accurate and predictive. credit informer, credit card, credit card germany, credit card europe, credit card in germany, credit card loan, credit card mastercard, credit card amazon, credit card bill payment, credit card deutsche bank, credit card history, credit card information, credit card limit, credit card apply, credit card balance transfer, credit card online, credit card offers, best credit card 2021, credit card 2021, credit card, credit cards for bad credit, credit card generator, credit cards for fair credit, credit card numbers, credit card pre approval, credit card payoff calculator, credit card offers, credit card interest calculator, credit card companies, credit card for bad credit, credit card application, credit card for kids, credit card authorization form, credit card apr, credit card balance transfer, credit card bad credit, credit card balance, credit card calculator, credit card consolidation, credit card definition, credit card debt, credit card debt relief, credit card emoji, credit card expiration date, credit card example, credit card for no credit, credit card generator with money, credit card grace period, credit card holder, credit card holder wallet, credit card holder for phone, credit card information, credit card interest rates, credit card knife,credit card karma, credit card no annual fee, credit card offers 2021, credit card online, fico score, fico 9 score, fico 9 lower than fico 8, fico 9 vs vantage 3.0, credit repair, new fico score, robert fico, smer, what is a fico score, vantagescore vs fico score, credit score explained, how to increase your credit score, credit repair cloud, credit repair business, credit repair podcast, fico 9 credit score, credit building, how to build credit, best credit cards, best credit cards for beginners, fico score 8. |
| Category | Education |
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