Hellow guys, Welcome to my website, and you are watching #FinancialFacts Chat: Debt Management Plans vs. Debt Settlement and Their Impact on Your Credit. and this vIdeo is uploaded by National Foundation for Credit Counseling (NFCC) at 2020-01-15T10:29:17-08:00. We are pramote this video only for entertainment and educational perpose only. So, I hop you like our website.