Hellow guys, Welcome to my website, and you are watching My REAL Thoughts on SCB Bonus$aver Account & Smart Credit Card 2023. and this vIdeo is uploaded by Chris @HoneyMoneySG at 2023-01-13T04:00:02-08:00. We are pramote this video only for entertainment and educational perpose only. So, I hop you like our website.
| Name | My REAL Thoughts on SCB Bonus$aver Account & Smart Credit Card 2023 |
| Video Uploader | Video From Chris @HoneyMoneySG |
| Upload Date | This Video Uploaded At 13-01-2023 07:00:02 |
| Video Discription | Sponsor: 🐂 Webull Singapore https://hmsg.link/sgwebull SCB Bonus$aver Code 052C8548C8 https://hmsg.link/scbonussaver SCB Official Cards Code 052C8548C8 https://hmsg.link/scofficial SCB Smart (Singsaver) https://hmsg.link/singsaversmart STOCK BROKERS & INVESTING 🐮 moomoo SG (Free Stock) https://hmsg.link/sgmoomoo 🐯 Tiger Brokers SG Code HONEYMONEY (Free stock): https://hmsg.link/sgtiger 🐬 uSMART Securities Code nn8gx7 (Free Stock) https://hmsg.link/sgusmart 📝 POEMS Cash Plus: https://hmsg.link/poems 📈 Interactive Brokers: https://hmsg.link/ibkr 📗 Seeking Alpha Premium $119 ONLY https://hmsg.link/seekingalpha 🐯 Tiger Brokers International Code HMONEYSG: https://hmsg.link/ustiger 🐮 moomoo US by Futu Inc (Free Stocks) https://hmsg.link/usmoomoo CREDIT CARDS & PAYMENT APPS 💳 Credit Cards Affiliate Links (Singsaver gifts) https://t.me/sgpromocode 💨 Dash PET 1.5% interest CODE DASH-RXQ45 https://hmsg.link/dash 🚌 Revolut SG https://hmsg.link/revolut ☯️ YouTrip ($5 Bonus) https://hmsg.link/youtrip 💰 iPayMy https://hmsg.link/ipaymy 💳 CardUp Use WAIKITC316 to get S$30 off the CardUp fee for first payment https://app.cardup.co/users/sign_up ✈️ SIA Kris+ App Code: C647172 https://hmsg.link/krisplus 😻 Favepay https://hmsg.link/fave 🅱️ BigPay $10 referral code KJN6MN5GS0 at http://bigpay.link/referrals 💴 Instarem Amaze https://hmsg.link/amaze 🙏Trust Bank Code: HUQPC614 https://www.trustbank.sg 🪺 Nestia $0.50 off SG-QR https://hmsg.link/nestia 🛒 NTUC Union https://hmsg.link/ntucunion E-COMMERCE & SHOPPING 🛍 Lazada https://hmsg.link/lazada 🛍 Qoo10 https://hmsg.link/Qoo10 🛍 Shopback $5 https://hmsg.link/shopback 🛍 Shopback Pay Later $11 OFF https://hmsg.link/SBpaylater ⭐️ CapitaStar App $5 https://hmsg.link/capitastar 🏬 Lendlease Plus $5 referral code NsHQKY 🐠 Marina Square $5 referral code EoQjdG ROBO-ADVISORS ☣️ Syfe Trade & Wealth: Use code HONEYMONEY @ https://www.syfe.com/ 🦉 MoneyOwl RoboAdvisor Code: 8JPW-62FZ (FREE $20) https://hmsg.link/moneyowl 🤖 Endowus RoboAdvisor (FREE $20) https://hmsg.link/endowus TRAVEL INSURANCE ✈️ MSIG Travel Insurance https://hmsg.link/msigtravel ✈️ Allianz Travel Insurance https://hmsg.link/allianztravel ✈️ TIQ Travel Insurance https://hmsg.link/tiqtravel If you sign up for any of these services using my link, I will earn a small commission which helps support my channel at NO additional cost to you. And you will definitely get some referral benefits as listed here! Disclaimer: Information provided in the video are not meant to be taken as professional financial advice and are strictly for entertainment purposes only. The content shared is based on the creator’s personal experience and results may vary from each individual’s personal finance situation i.e. DYOR 🔭 Telegram Group: https://t.me/HoneyMoneySG 📷 Instagram @HoneyMoneySG https://www.instagram.com/honeymoneysg 📧 Email (Business only): [email protected] ☕️ Buy me a Ko-fi: https://Ko-fi.com/honeymoneysg 💵 Patreon: https://www.patreon.com/honeymoneysg ________________________________________________ The Straits Times recently published this news on Standard Chartered raising their interest rates to 7.88% p.a. for the Bonus$aver account and said it’s the highest among all the banks here. But of course, you have to take it with a pinch of salt because the realistic rate is definitely not 7.88% So in this video, let me dissect the terms and conditions to see whether the Bonus$aver account is worth your time and effort Bonus$aver Account - Spend: min $500 card spend to earn 1.3% p.a., $2000 category not worth it for additional 0.75% p.a. - Salary Credit: GIRO-SALA Min $3000 credit after Employee 20% CPF to get 2.5% p.a. Gross salary at least $3750 - Invest: Min ticket size $30,000 in Unit Trust, forget about it - Insure: Min annual premium $12,000, don’t bother - Bill payment: 3 eligible bill payments min $50 SGD each through GIRO or Online Banking Platform Effective interest = 1.3+2.5+0.33 = 4.13% p.a. Total interest = 4.13* 100K = $4130 IPM = 4130/12 = $344 Standard Chartered VISA - 6% Cashback, no min spend 19.2 Rewards Points per dollar spent on the following: * Fast food: McDonald’s, KFC, Subway, Burger King * Coffee and toast: Ya Kun Kaya Toast, Toast Box, Fun Toast * Digital subscriptions: Netflix, Spotify, YouTube, Disney+ * Daily commute: BUS/MRT via SimplyGo Equivalent to 6% Cashback or 5.6 miles Redeem at Standard Chartered Online Rewards - Cashback: 3200 pts = $10 cash credit = 6% - Normal miles: 3500 pts = 1015 miles = 5.5 mpd - VISA Infinite Miles: 2500 pts = 1000 miles = 7.7 mpd #Sponsoredby #Webull |
| Category | Education |
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